How we compare lenders to get the best rate possible


We collect some details about yourself via our quick & easy online form


Our matching engine uses your details to perform a soft search* to find the best possible loan for your circumstances


Our matching engine then tells you if you're eligible without affecting your credit score whatsoever

*A soft search will be carried out by our trusted partner Fluent Money, to check which loans you’re eligible for without affecting your credit score. This means if you search for a loan through Loans-Hub and you are declined, then this will not be seen by other lenders in the future.

We can source secured loans with rates starting from 3.63% APRC, although the rate you secure will depend on your individual circumstances.

9.1% APRC Representative

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530)